Payday Loan Consolidation

Do you feel like you'll never get out of payday loan debt? While many consolidation companies will not work with payday loans, Family Credit does, everyday! We can consolidate all your types of debt into one personalized debt management plan. FCM works with:

  • Credit cards
  • Payday Loans
  • Medical Bills
  • Collection Agencies
  • Unsecured Loans

The personalized repayment plan FCM creates for each client lowers their monthly payment and typically reduces interest rates and fees. This often reduces repayment time by several years.

One payment, one plan, all your creditors. Are you ready to take control of your debt?

Free Online Quote

What are the common benefits?

  • Stop creditor calls
  • Reduce interest rates
  • Lower monthly payment
  • Reduce or eliminate finance charges
  • Calculate when you will be debt free
  • Detailed monthly statements
  • Set up automatic payments through your bank
  • Secure online access to your account
  • Avoid bankruptcy
  • Support from our team of certified experts, every step of the way


How do I start?

First, find out if the Debt Management Program is a good fit for you. You can call us at 800-994-3328 or fill out a secure form.

Get Started


What happens next?

  • We review your debts and develop an action plan for you. 
  • If applicable, we explain the DMP process. 
  • You choose a convenient payment date and schedule.
  • You complete the enrollment forms and return them to us.
  • You receive a welcome package that confirms your enrollment in the Debt Management Program.
  • We notify your creditors and make payments arrangements.
  • You make your payment to us, either once or twice per month, and we'll disburse it to your creditors.
  • You'll see your debt reduce on your statements from your creditors as well as your statement from Family Credit Management. You're on the path to being debt free!

Ready to get started?

Our certified credit counselors are ready to help you take control of your debt and finances. Take the leap with us today.

Get started with a free quote